Types of Financial Aid

Federal Pell Grant
The Pell Grant is a federal program designed to provide financial assistance to those who need it to attend post secondary educational institutions. The amount of the Pell Grant is determined on the basis of the resources of the student, as well as that of the student’s family. The Pell Grant does not require repayment.
You will be eligible for a grant if you meet several criteria:

• You are a U.S. citizen or eligible non-citizen
• You are registered with Selective Service (if required)
• You are attending a participating college
• You are working toward a degree or certificate
• You are making satisfactory academic progress
• You do not owe a refund on a federal grant or you are not in default on a federal education loan, AND
• You have financial need, as determined by the results of your Free Application for Federal Student Aid (FAFSA)

SEOG
The Supplemental Educational Opportunity Grant (SEOG) is for students of exceptional financial need and is intended as a supplement to the Federal Pell Grant. Students must show eligibility for a Pell Grant before being considered for an SEOG. These awards do not have to be repaid and will be determined based on financial need, availability of funds and satisfactory progress in the classroom. The award recipients are determined by the Financial Aid Office. Students do not apply directly for these grants.

Student Loans
Think that there's only one kind of loan available at Cowley? Cowley actually provides different loans for students, depending on their financial need and circumstances. Stafford Loans are available to students who are enrolled in and attending a minimum of six (6) credit hours. The loan may be subsidized or unsubsidized, depending on federal eligibility. Student loans must be repaid. Subsidized Stafford loans are based on financial need. Unsubsidized Stafford loans are not based on need.
Apply Online for a Stafford Loan
Student Loan Policy
Online Student Loan Counseling - Students receiving a Federal Student Loan are required to complete Entrance and Exit Loan Counseling online prior to receiving their disbursement.

Student Employment
Information on area job openings is available in the Testing and Career Center located in The Underground as well as on the Cowley website.
The Federal Work Study Program (FWS) provides jobs for students who have a financial need and who want work to be part of their financial aid package. Employment cannot be guaranteed, however, and students interested in on-campus employment should apply as early as possible.
Work Study Information
Apply for a Work Study
Work Study Students Policy and Procedures

Scholarships
Cowley College offers a variety of scholarships to deserving students each year. For more information, go to Scholarships.

Veterans' Education Benefits
Veterans are assisted in obtaining benefits for their selected programs and in providing certification to the Veterans Administration. For more information, go to Veterans Benefits.